HOW TO ACCESS EQUITAS BANK SERVICES FROM HOME

How to Access Equitas Bank Services from Home

How to Access Equitas Bank Services from Home

Blog Article

How to Access Equitas Bank Services from Home

In today’s fast-moving world, convenience is key. That’s why so many people want to bank from home without the need to visit a physical branch. If you are an Equitas Bank customer, you’re in luck! Equitas Bank offers many ways to access their services from the comfort of your home. You can manage your accounts, transfer money, pay bills, and even apply for loans—without stepping out. In this article, we will guide you on how to access Equitas Bank services from home. We’ll cover all the options available to you, and how to use them easily and safely. Let’s get started!

Why Bank from Home?


There are many reasons why customers choose to bank from home:

  • Save Time: No need to travel or stand in queues at the branch.

  • Stay Safe: Especially in times like pandemics, staying home keeps you safe.

  • 24/7 Access: Online and mobile banking let you access your accounts anytime, not just during branch hours.

  • Manage Finances Easily: With online tools, you can see your balance, track spending, and make payments quickly.


Equitas Bank understands these needs and offers a variety of services to help you bank from home.

Ways to Access Equitas Bank Services from Home


Equitas Bank provides multiple options for you to bank from home. Let’s go through them one by one.

1. Internet Banking


Equitas Bank’s Internet Banking platform lets you handle almost all your banking needs online. Here’s what you can do:

  • Check account balances and transaction history.

  • Transfer money to other accounts—within Equitas Bank or to other banks.

  • Pay bills, like electricity, water, and mobile recharges.

  • Open fixed deposits or recurring deposits.

  • Request a cheque book or stop a cheque payment.

  • Apply for loans and check loan details.


To get started, you need to register for Internet Banking. If you haven’t done so already, visit the Equitas Bank website and follow the simple registration steps. Once registered, log in using your User ID and password.

Always remember to log out after your session and avoid using public Wi-Fi for banking.

2. Mobile Banking App


For people who prefer using their smartphones, the Equitas Mobile Banking App is a fantastic option. It offers all the services of Internet Banking, plus the convenience of banking on the go.

Some key features include:

  • View account balance and mini statements.

  • Fund transfers through NEFT, IMPS, and RTGS.

  • Bill payments and recharges.

  • Manage debit cards—block, unblock, or change limits.

  • Request account services like cheque books or account statements.


To use the mobile app:

  1. Download the official Equitas Bank app from the App Store or Google Play.

  2. Log in using your Customer ID and password or set up an MPIN for quick access.

  3. Start banking from your phone anytime, anywhere.


3. UPI (Unified Payments Interface)


UPI is a fast and simple way to send and receive money from your Equitas Bank account using your mobile phone. You don’t even need to log in to Internet Banking or the bank’s app. Just link your Equitas Bank account to a UPI app like Google Pay, PhonePe, Paytm, or BHIM.

Once linked, you can:

  • Send money to anyone using their UPI ID or phone number.

  • Receive payments instantly.

  • Pay at shops and online stores.


It’s a safe and convenient way to bank from home or anywhere you go.

4. Equitas FASTag Services


If you have a vehicle, you can apply for an Equitas FASTag online. FASTag helps you pay tolls automatically while driving across toll plazas, saving time and hassle.

With Equitas Bank’s FASTag services:

  • Apply for FASTag online without visiting a branch.

  • Recharge your FASTag account from home using the Equitas app or Internet Banking.

  • Check your FASTag balance anytime.


This is another example of how you can manage services from home without needing to visit the bank.

5. Phone Banking


If you prefer speaking to someone directly, Equitas Bank offers Phone Banking services. Just call the customer care number, and a bank representative will assist you with:

  • Account balance and transaction details.

  • Blocking your debit card in case of loss.

  • Requesting account statements.

  • Getting information about loans and deposits.


This service is useful when you need assistance but can’t visit a branch.

6. Email and SMS Banking


Equitas Bank also provides services through Email and SMS Banking.

For SMS Banking, you can:

  • Send simple text commands to check your account balance.

  • Get mini statements.

  • Request cheque book.


For example, you can send an SMS with specific codes to the designated bank number, and the information will be sent back to you.

For Email support, you can contact the bank’s customer care team by email. They can help with queries, requests, or complaints—all from your home.

7. Online Service Requests


Equitas Bank’s website allows you to submit various service requests online. You can request:

  • Account statements.

  • Cheque books.

  • Changes to personal details.

  • Fixed deposit bookings.


This feature saves time and effort, as you don’t need to visit a branch.

8. Locating Nearest Services Online


Even when you bank from home, sometimes you might need to visit a branch or ATM. For that, Equitas Bank provides an online branch and ATM locator on their website. This tool helps you find:

  • The nearest Equitas Bank branches.

  • Nearby ATMs.

  • Banking points for basic services.


It’s simple to use—just type your location, and the locator shows all the nearby options. This way, you can plan your visit in advance when absolutely necessary.

Tips for Safe Online Banking from Home


While it’s easy to bank from home, safety should always be a priority. Here are some important tips:

  • Use Strong Passwords: Create strong, unique passwords for your banking accounts.

  • Don’t Share Details: Never share your account details, passwords, or OTPs with anyone.

  • Use Secure Internet: Always use a secure, private internet connection when banking online.

  • Keep Your Device Updated: Install the latest software updates and antivirus on your phone or computer.

  • Log Out After Use: Always log out from banking websites and apps after you finish.

  • Check Your Statements: Regularly review your account statements to catch any unauthorized transactions.


By following these tips, you can enjoy safe and hassle-free banking from home.

Advantages of Accessing Equitas Bank Services from Home


Banking from home is not just convenient, it also offers many benefits:

  • No Waiting: You can manage your banking tasks without waiting in line.

  • Flexible Hours: Do your banking anytime, even on holidays or weekends.

  • Instant Services: Many transactions like fund transfers happen instantly.

  • Easy Access to Services: From loan applications to fixed deposits, it’s all just a few clicks away.

  • Reduced Travel: Save on time, fuel, and energy by avoiding trips to the branch.


When Do You Need to Visit the Branch?


While most services are available online, sometimes you may need to visit a branch for:

  • KYC (Know Your Customer) updates.

  • Large cash withdrawals or deposits.

  • Submitting original documents for specific services.

  • Special services like locker access.


Even then, the online locator tool can help you find the nearest branch quickly when needed.

Equitas Bank: Bringing Banking to Your Doorstep


Equitas Bank has made banking simple and easy by offering a range of services that can be accessed from home. Whether you are a busy professional, a senior citizen, or someone who prefers the comfort of home, Equitas Bank has solutions for you.

You can:

  • Manage your accounts through Internet Banking.

  • Bank on the go with the mobile app.

  • Send money instantly using UPI.

  • Access services via phone, SMS, and email.

  • Even locate the nearest branch when required.


All these services are designed to make banking convenient and accessible for everyone.

Conclusion


Banking from home has become a smart and efficient way to manage your finances, and Equitas Bank makes it easy. With services like Internet Banking, mobile banking, UPI, and phone banking, you can handle your banking needs without ever stepping into a branch. The next time you think about how to access your bank services, remember that Equitas Bank offers everything you need at your fingertips. So go ahead, explore the services, and enjoy the ease of managing your banking life from home.

Now, with Equitas Bank, you can truly bank from home—easily, securely, and at your own convenience!

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